Armor
Cloth, DR1, effective under chainmail or splitmail
Light Leather Jacket, 2dr,
Arming Doublet, 3dr, can be worn under plate
Chainmail, 4dr, -10 finesse checks
Splint Mail, 5dr, -10 Finesse & Speed Checks
Plate, 6dr, -20 Finesse & Speed Checks
Damage Reduction (DR): Armor provides Damage Reduction from physical attacks. The damage is reduced by the Damage Reduction (DR) value.
Broken Armor: Whenever armor reduces 2X its DR or deflects a critical hit, roll 1d10, on a roll of 9 or 0, reduce the overall DR of the Armor by 1. This can be repaired with appropriate materials and workspace.